Business & Ag Loans

Liberty National Bank's business and agriculture teams combine more than 200 years of experience to serve you and integrate that experience and dedication with technology to ensure fast, accurate performance.  Liberty National Bank takes pride in our commitment to your business success.

Liberty National Bank offers a number of loan programs to meet your every need.  We are dedicated to finding a financial solution for your business that matches your cash flow needs, from short-term seasonal lines to long term financing.  Additionally, because of our local ownership, lending decisions are made right here at our bank.

Commercial bankers are available at the following locations in Iowa:  Sioux City, Okoboji, and Johnston.  Also, at the following locations in South Dakota:  Dakota Dunes, North Sioux City, Elk Point, and Sioux Falls.  Find a commercial banker near you.

We offer:

  • Term Loans
  • Lines of Credit
  • Executive Lines of Credit
  • Real Estate Loans
  • Ag Loans: Operating Lines; Term Equipment Loans; Ag Real Estate
  • Construction Loans
  • Letters of Credit
  • Small Business Administration (SBA) Loans

Apply Now:

Important Information about Procedures for Opening a New Account
The USA Patriot Act was signed into law to help the government fight the funding of terrorism and money laundering activities.  Federal law requires all financial institutions to obtain, verify and record information that identities each person who opens an account.

What this means to you: when you open an account, we will ask each person on the account for their name, physical address, mailing address, date of birth and other information that will allow us to identify them.  At the time of final signing, we will also ask to see each person’s driver’s license or other identifying documents as determined by Liberty National Bank.  Copies are retained as permanent records.  Liberty National Bank has the right to decline and/or refuse any new account.

Liberty National Bank participates in the Small Business Lending Fund and encourages minorities, women, and veterans to apply for all types of loans especially for small business loans.

Click the Personal Financial Statement link below to download the application.  Complete the application and either email or bring to a location near you.

NOTE: To view the application, you must have Adobe Acrobat Reader installed on your computer.  Click here to download Acrobat Reader(Opens in a new Window).
Secure Email - To send a secure email message go to  For first time users choose "Register" and following the instructions.