Careers

Join Our Growing Lending Team

Liberty National Bank is looking for an experienced lending professional to join our team in Elk Point, South Dakota. With our headquarters in Sioux City, Iowa, and eight locations across Iowa and South Dakota, we are proud to combine the personal relationships of community banking with opportunities for professional growth.

If you are an experienced lender who enjoys developing relationships, helping customers accomplish their financial goals, and building new business, we would like to hear from you.

Responsibilities & Duties

• Build and manage relationships with agricultural, commercial, and consumer lending customers.
• Analyze loan requests and financial information in accordance with Bank lending policies and procedures.
• Proactively monitor loan performance and identify potential credit concerns.
• Develop new lending and deposit relationships while expanding relationships with existing customers.
• Identify opportunities to connect customers with additional Bank products and services.
• Provide responsive, knowledgeable, and professional service to customers.
• Collaborate with colleagues across the Bank to support our customers and contribute to the Bank’s continued growth.

Qualifications & Skills

• Bachelor’s degree or equivalent combination of education and relevant experience.
• Five or more years of lending, credit, banking, or related experience.
• Strong financial analysis and credit judgment skills.
• Excellent communication and relationship-building abilities.
• A customer-focused approach and an interest in business development.
• Ability to work independently while being an effective member of a team.

Compensation & Benefits

Liberty National Bank offers competitive compensation based on experience and qualifications, a comprehensive benefits package, and opportunities for continued professional development and career growth.

Job Type: Full-time

Work Location: In person

Responsibilities:

• Follow established procedures & policies in securing mortgage and consumer loans.
  
• Work to market new & existing products according to the Bank's strategic plan.
  
• Provide superior customer service & contribute to an environment of teamwork & excellence, through effective communication & cooperation.
• Performs the functions of the new accounts area, including opening new demand deposit accounts, CDs, IRAs and other retail banking products through a broad understanding of bank products, cross sells additional bank products and refers customers to other areas of the bank, including Wealth Management.
  
• Secondary market experience including all government financing (FHA / VA / RD)
  
• Coordinates consumer loan processing from the period of application through approval and closing in a timely manner, while providing quality customer service

Requirements:

• Bachelor's degree and 5+ years of related experience and/or training.
  
• Self-motivated
  
• Excellent oral & written communication skills
  
• Attention to detail is a must
  
• Flexibility to changing needs
  
• Ability to handle multiple tasks at one time
  
• Possess team building skills

Compensation:

Responsibilities:

• Follow established procedures & policies in securing & analyzing commercial and consumer loans.
• Minimize potential loan losses through frequent review of delinquency reports & changes of financial ratios that could indicate potential losses.
• Work to market new & existing products according to the Bank's strategic plan.
• Provide superior customer service & contribute to an environment of teamwork & excellence, through effective communication & cooperation.
• Actively participate in cross-selling Bank services to new & existing customers.
  

Requirements:

•  Bachelor's degree
•  5+ years of related experience and/or training.
  

Compensation:

Responsibilities:

• Generate new Wealth Management client relationships through proactive sales and relationship management efforts.
• Facilitate the referral of high net worth clients and prospective clients to the Wealth Management Division, including investment management, trust / fiduciary services, and private banking services.
• Actively participate in sales and development of trust, investment management, and private banking prospects.
• Initiate contacts for developing and establishing new investment management agency, rollover IRA, personal trust and custodial business.
• Meet with prospective clients to discuss Wealth Management Division products and services, and maintain contact with clients and organizations regarding account performance, administrative matters, tax planning and other issues to ensure the client's financial goals are being achieved.
• Cultivate and maintain relationships with numerous sources of new business referrals and centers of influence, including bank personnel, attorneys, accountants, financial services professionals and various social contacts.

Requirements:

• Bachelor’s Degree.
• Minimum 10 years of direct client contact with wealth management, trust, investment management and sales experience in the financial services industry.
• Strong interpersonal communication, networking and relationship management / sales skills.
• Excellent presentation, verbal and written communication skills.
• Ability to work in a very team-oriented environment along with trust officers, investment officers, banking officers and bank operations personnel.

Compensation:

This is an extraordinary opportunity for the right candidate to work for a leading National Bank with a growing Loan Department. We are Liberty National Bank headquartered in Sioux City, IA with eight additional locations throughout IA & SD. This opportunity is in Sioux Falls, SD.

Responsibilities:

• Follow established procedures & policies in securing & analyzing commercial and consumer loans.
• Minimize potential loan losses through frequent review of delinquency reports & changes of financial ratios that could indicate potential losses.
• Work to market new & existing products according to the Bank's strategic plan.
• Provide superior customer service & contribute to an environment of teamwork & excellence, through effective communication & cooperation.
• Actively participate in cross-selling Bank services to new & existing customers.

Qualifications and Skills

Requirements:

•  Bachelor's degree
•  10+ years of related experience and/or training.

Compensation:

Compensation: Liberty National Bank provides a competitive salary commensurate with background and experience, full benefits and the opportunity for career growth and professional development.