Wealth Management News

According to Yale University's Crash Confidence Index, only about 24% of investors are confident the stock market will not crash sometime during the next six months.1

If fear leads investors to avoid the entire investment class, they may limit their potential returns. For example, for most of the 10-year period between 2012 and 2022, stocks outperformed both cash and the 10-year treasury. Cash pulled ahead twice, once in 2018 and again in 2022. The 10-year treasury pulled ahead only once, in 2015.2

Read the full Best-Performing Asset Classes newsletter.

In the final days of 2022, Congress passed a new set of retirement rules designed to make it easier to contribute to retirement plans and access those funds earmarked for retirement. The law is called SECURE 2.0, and it's a follow-up to the Setting Every Community Up for Retirement Enhancement (SECURE) Act, passed in 2019.

The sweeping legislation has dozens of significant provisions, we have outlined the major provisions of the new law into four sections.

Read the full Secure Act 2.0: An Overview newsletter.

Stocks ended a volatile fourth quarter with a slight gain, helping to repair some of the damage since the beginning of the year. This sentiment was boosted by stronger-than-expected earnings, a deceleration in inflation, and the hope that the Fed would slow its pace of interest rate hikes.

Read the full Quarterly Market Insights newsletter.